Tips to Decrease Funeral Expenses

Losing your parents, grandparents, or any other loved one is a stressful event. This situation is enough to shatter your life. Unfortunately, you have to deal with the logistics and cost of the funeral at the same time. This situation can be worse because the funeral costs may vary between $5,000 and $20,000. The funeral cost may depend on different factors, such as a funeral house, quality of casket, funeral services, etc. To avoid big expenditure, you have to prepare yourself for this challenging time.

Do some research and collect vital information to plan a memorable funeral within your budget. For your senior citizens, you can buy funeral life insurance. find out more about senior life insurance before buying a plan. Here are some tips that can help you to deal with this challenging period.

Traditional Burial

In the first step, you have to find the cost of traditional burials. Casket-based burials are common among Americans, but this option is expensive. Costs may exceed over $10,000. For a traditional burial, you will need a place to bury your deceased member.

If you don’t have a pre-purchased plot in a cemetery, your expenditure will increase considerably. Your state doesn’t force you for traditional burial. You can consider your budget, last wishes of the deceased person and your spiritual and religious affiliation.  

Cremation can be a Good Option

Cremation can be an excellent alternative to traditional burials. You must consider cremation to save money. The price of this process is considerably low, such as $2,000 to $4,000. You can save the right amount by skipping embalming and casket.

Funeral homes can make necessary arrangements on your request. They will inform you when the remains of the dead body are ready. With direct cremation, you can save a good amount of money. Some companies offer custom-made urns. By comparing different options, you can get the cheap urn. Skip urns if you want to scatter ashes in a river or any other special place.

Donate Body for Medical Research

You may not like this idea, but donating a dead body for medical research can benefit a large society. In this way, it is possible to avoid the cost of burial or cremation. Consider the thoughts of your family members before donation. If your family members favor this option, contact a local hospital or university to see possibilities.

Select Affordable Funeral

Your budget may vary based on your final resting place. Consider your budget before making any arrangement. You can manage a funeral between $1,000 and $3,000. It may cover the caring cost of the body, cremating cost and transportation. Think realistically to save money.

After setting your budget, you have to decide the type of funeral. During a decision-making procedure, you have to determine these things:

  • Can you afford an open funeral for the public?
  • Do you want to advertise a funeral?
  • Can you afford short or long services?
  • Do you need memorial services instead of a cemetery or donation?

Consider the wishes of your beloved person. The cheap memorial or funeral services can be private or simple at someone’s home or graveside.

Location of Funeral

After choosing the type of funeral, it is essential to decide the location of funeral services. It can considerably increase the cost of a funeral. Feel free to hold funeral services at synagogue church or any other worship place. Sometimes, you have to bear transportation cost to carry the dead body to a specific location. Try to find cheap options to save money.

The federal trade commission has some laws to govern funeral homes. Before consulting with these professionals, you should check the regulations of your state for funeral homes.