Terms of Service

Welcome to Finance Train. These Terms of Service ("Terms") govern your access to and use of Finance Train's website, services, and educational content (collectively, the "Services"). Please read these Terms carefully before using our Services.

By using our Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Services.

1. Agreement to Terms

By accessing our Services, you confirm that you:

• Are at least 18 years of age
• Have the legal capacity to enter into a binding contract
• Will use the Services in accordance with these Terms
• Are not prohibited by law from accessing or using the Services

2. User Accounts

3. Services and Content

3.1 Course Access

Upon purchasing a course or subscription:

• You receive a limited, non-exclusive license to access the course content
• Access is for personal, non-commercial use only
• Duration of access depends on your purchased plan
• Sharing access or content is strictly prohibited

3.2 Content Updates

We regularly update our content to maintain accuracy and relevance. We reserve the right to:

• Modify or discontinue any content without notice
• Update course materials to reflect current information
• Add or remove features from our Services

4. Payment Terms

4.1 Pricing

All prices are in USD unless otherwise stated. We reserve the right to change our pricing at any time, with any changes applying to future purchases only.

4.2 Payments

• Payments are processed securely through our payment providers
• Access to paid content is granted after payment confirmation
• Some courses may offer installment payment options

4.3 Refund Policy

We do not offer refunds for purchased courses or subscriptions. We encourage all potential students to:

• Create a free account to preview course quality and teaching style
• Review available free content and course outlines
• Explore sample lessons and materials before making a purchase

This policy ensures we can continue providing high-quality educational content at competitive prices. Our free preview options allow you to make an informed decision before committing to a purchase.

5. Intellectual Property Rights

All content on Finance Train, including but not limited to courses, videos, text, graphics, and code, is owned by Finance Train and protected by intellectual property laws.

6. User Conduct

When using our Services, you agree not to:

• Violate any applicable laws or regulations
• Share account access or course content
• Engage in disruptive or harmful behavior
• Upload malicious content or code
• Attempt to breach our security measures
• Harass other users or staff

7. Disclaimers

8. Limitation of Liability

To the maximum extent permitted by law, Finance Train shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the Services.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through our Services. Continued use of our Services after such modifications constitutes acceptance of the updated Terms.