What is a Credit Event?

A credit event is a pre-defined event related to the change in the credit standing of a borrower. It is called so because the occurance of such an event is a trigger for a credit derivative such as a credit default swap.

The International Swaps and Derivatives Association (ISDA) has defined 6 credit events:

1. Bankruptcy
2. Obligation Acceleration
3. Obligation Default
4. Failure to Pay
5. Repudiation/Moratorium
6. Restructuring

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Related posts:

  1. Loan-only Credit Default Swaps
  2. What is Default Risk?
  3. Overview of Credit Risk
  4. Application of VaR to Non-Market Areas
  5. Basel II – Capital Charge for Credit Risk

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