Modern-day sages and philosophers pose the question: If jealousy is the green-eyed monster, is debt the facilitator of everything we want? It’s an interesting topic to broach since so many of us are prone to the consumer-driven culture that dominates Western society. Our need for impulse satisfaction typically results in excessive spending and the concomitant […]
Personal Finance
Pros and Cons of Being a Freelancer and an Owner/Operator of a Semi Truck
It wasn’t too long ago that people checked the want ads in the local newspaper for a job. Today, however, with the world wide web and advancements in technology, many people are walking away from the typical 9 to 5 job and using their passion and talent to venture out on their own. Jobs such […]
How to Manage Your 401(k)
401(k) is a qualified pension plan in the United States sponsored by the employers with the goal of helping employees save for their retirement. For every pay period, the employee’s 401(k) contribution is automatically deducted from their paycheck and contributed towards the 401(k) plan. The money is withdrawn and contributed towards the 401(k) before the […]
Buying a Home? 5 Reasons Why a Home Inspection is Critical
Purchasing a new home is both an exciting and scary phase of life, with increased chances of overlooking the importance of having a home inspection done. Before asking how long does it take to close on a house, it’s important to look into some of the elements that go into the process. One of these […]
5 Concepts That Will Help Every College Student To Be Financially Literate
College is that time of life when you soak in new-found freedom. No longer for you curfew hours or mandatory greens before dessert. Also you are set to study your favourite subjects and fix your own study schedule. the most spectacular freedom is of course that of spending – gone are the days when you […]
What Is the Best Approach Toward A Refinance Mortgage Loan?
What is the easiest way of coping with remortgage home loan application? With open thoughts. You have to remember that most of these lending businesses need you as their customer. And that means you can certainly put this to the best benefit possible. How? By finding what the best home loan company is, they can […]
Do You Understand What an IVA Is?
IVA stands for Individual Voluntary Arrangement. It is an arrangement you come to with your creditors when you cannot sustain payments for the level of debt you have. This can happen for many different reasons, for example, suddenly something happens, and people find their income does not cover their outgoings. This situation can cause much […]
Terms and Conditions Enhanced by Books run
Books run always aiming to offer the best services to its clients especially the students. Therefore, to ensure it achieves this it must make sure it uses all means to ensure that the used books provided to clients are in excellent condition. It creates trust in them, and they will always buy the books on […]
How Data Science is Used in Fintech (Financial Technologies)
Financial technology, popularly referred to as FinTech, is one of the fastest growing areas in technology innovation and is a favourite for venture capitalists. Fintech refers to a set of technologies that focus on new ways of delivering banking and financial services to consumers. When you use PayPal, Amazon pay, or your credit card to […]
Best Ways to Consolidate Your Credit in 2018
The word credit generally means the trust, which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately. S/he instead promises either to repay or return those resources at a later date. On the other hand, consolidation occurs when someone pays off several […]