Bankruptcy is not the fairy-tale way of eliminating your debt. Serious consequences are involved when declaring bankruptcy and you should always be well informed before making the decision to become bankrupt. While some individuals have no other option than to declare bankruptcy, it should only ever be used as a last resort. Understanding your rights, […]
Personal Finance
Overview of Chartered Life Underwriter (CLU) Designation
CLU Certification (Chartered Life Underwriter) is an advanced program in life insurance that helps candidates understand estate planning and wealth transfer. It is very often taken as an addon certification by accountants, wealth managers and financial planners. According to The American College which offers this certification, course work has five required and three electives. The […]
Financial Debt Management Planning
All the people who are facing hard financial times should consider a debt management plan that is a good option available. Due to recession, people are facing debts that could result in losing their financial independence. At such times, a debt management plan would be the viable option present that would help in managing all […]
Choosing The Best Lender for your Loan Needs
In today`s time, when you start your search for a home loan, you will immediately get multiple offers from various banks claiming to provide you the best offer. What are the criteria for selecting whom to go with?
Why do you need an attorney during loan modification?
Whatever may be the reason for your delayed payments towards your mortgage loan, losing your home ownership rights can only be avoided by a home loan modification. Taking out a mortgage loan is a big responsibility on your shoulders. Not being able to handle your mortgage payments properly may land you up in serious financial […]