Managing money can be difficult for anyone, particularly freelancers. There are a number of money mistakes that freelancers make and most of these can be avoided. If you work as a freelance designer, writer or any other type of contractor, there are things that you should avoid when it comes to managing your money: Common […]
Personal Finance
Save Money for Care Home Fees in 4 Easy Steps
When looking for ways to save money to pay for care home fees, it is important to know what options are available that could help you to pay for care. The cost of a care home room has risen by 5.6%– more than twice the rate of inflation – and the total price has now […]
How to Improve Your Personal Finance if Injured
For whatever reason, if your finances are strained, you’ll want to do all you can to make sure that you’re not struggling to pay for all the basics in life such as food and electricity. If you become injured in an accident, and the road to recovery is a long and painful one, being able […]
Why Payday Loans are a Bad Option?
Most of us know that payday loans are not the best source of loan for anyone who needs to borrow money for a short period of time. The interest rates charged on these loans are ridiculously high on an APR basis, and are best avoided unless you really need that money to save your life. […]
Top 5 Money Saving Tips for Buying Car Insurance
Car insurance is something that nearly all motorists want, whether they are a new driver or an experienced motorist. There are a number of key things that a driver can do to reduce the cost of their car insurance. Here we take a look at five of the best ways a driver can bring their […]
Five Ways to Save for a Rainy Day
The European economic crisis has meant saving has not been easy for many in the U.K. In fact in 2011, it was reported that a fifth of Britons admit to having no savings whatsoever while only just over a third of adults had less than £500 put aside for a rainy day. A research by the consultancy […]
Life after Bankruptcy: the good, the bad and the ugly
Bankruptcy is not the fairy-tale way of eliminating your debt. Serious consequences are involved when declaring bankruptcy and you should always be well informed before making the decision to become bankrupt. While some individuals have no other option than to declare bankruptcy, it should only ever be used as a last resort. Understanding your rights, […]
Overview of Chartered Life Underwriter (CLU) Designation
CLU Certification (Chartered Life Underwriter) is an advanced program in life insurance that helps candidates understand estate planning and wealth transfer. It is very often taken as an addon certification by accountants, wealth managers and financial planners. According to The American College which offers this certification, course work has five required and three electives. The […]
Financial Debt Management Planning
All the people who are facing hard financial times should consider a debt management plan that is a good option available. Due to recession, people are facing debts that could result in losing their financial independence. At such times, a debt management plan would be the viable option present that would help in managing all […]
Choosing The Best Lender for your Loan Needs
In today`s time, when you start your search for a home loan, you will immediately get multiple offers from various banks claiming to provide you the best offer. What are the criteria for selecting whom to go with?