Everybody needs financial goals. Right? Right. What are yours? It could be to have a nice nest egg by the time you retire, provide for your child’s education, care for your parents in their old age, travel the world. But wait, these seem more like goals. They are and they are indeed inexplicably tied with […]
Personal Finance
Five Businesses You Can Start For Under 5K
Small businesses have always been the backbone of America. Even though there are many perks for working for self, many people are reluctant to start a business because of lack of funds. This of course is true if you are looking at starting a restaurant, or setting up a manufacturing unit where you may require […]
Budgeting Tips for Freelancers
Managing money can be difficult for anyone, particularly freelancers. There are a number of money mistakes that freelancers make and most of these can be avoided. If you work as a freelance designer, writer or any other type of contractor, there are things that you should avoid when it comes to managing your money: Common […]
Save Money for Care Home Fees in 4 Easy Steps
When looking for ways to save money to pay for care home fees, it is important to know what options are available that could help you to pay for care. The cost of a care home room has risen by 5.6%– more than twice the rate of inflation – and the total price has now […]
How to Improve Your Personal Finance if Injured
For whatever reason, if your finances are strained, you’ll want to do all you can to make sure that you’re not struggling to pay for all the basics in life such as food and electricity. If you become injured in an accident, and the road to recovery is a long and painful one, being able […]
Why Payday Loans are a Bad Option?
Most of us know that payday loans are not the best source of loan for anyone who needs to borrow money for a short period of time. The interest rates charged on these loans are ridiculously high on an APR basis, and are best avoided unless you really need that money to save your life. […]
Top 5 Money Saving Tips for Buying Car Insurance
Car insurance is something that nearly all motorists want, whether they are a new driver or an experienced motorist. There are a number of key things that a driver can do to reduce the cost of their car insurance. Here we take a look at five of the best ways a driver can bring their […]
Five Ways to Save for a Rainy Day
The European economic crisis has meant saving has not been easy for many in the U.K. In fact in 2011, it was reported that a fifth of Britons admit to having no savings whatsoever while only just over a third of adults had less than £500 put aside for a rainy day. A research by the consultancy […]
Life after Bankruptcy: the good, the bad and the ugly
Bankruptcy is not the fairy-tale way of eliminating your debt. Serious consequences are involved when declaring bankruptcy and you should always be well informed before making the decision to become bankrupt. While some individuals have no other option than to declare bankruptcy, it should only ever be used as a last resort. Understanding your rights, […]
Overview of Chartered Life Underwriter (CLU) Designation
CLU Certification (Chartered Life Underwriter) is an advanced program in life insurance that helps candidates understand estate planning and wealth transfer. It is very often taken as an addon certification by accountants, wealth managers and financial planners. According to The American College which offers this certification, course work has five required and three electives. The […]