Most of us know that payday loans are not the best source of loan for anyone who needs to borrow money for a short period of time. The interest rates charged on these loans are ridiculously high on an APR basis, and are best avoided unless you really need that money to save your life.
Car insurance is something that nearly all motorists want, whether they are a new driver or an experienced motorist. There are a number of key things that a driver can do to reduce the cost of their car insurance. Here we take a look at five of the best ways a driver can bring their
The European economic crisis has meant saving has not been easy for many in the U.K. In fact in 2011, it was reported that a fifth of Britons admit to having no savings whatsoever while only just over a third of adults had less than £500 put aside for a rainy day. A research by the consultancy
Bankruptcy is not the fairy-tale way of eliminating your debt. Serious consequences are involved when declaring bankruptcy and you should always be well informed before making the decision to become bankrupt. While some individuals have no other option than to declare bankruptcy, it should only ever be used as a last resort. Understanding your rights,
CLU Certification (Chartered Life Underwriter) is an advanced program in life insurance that helps candidates understand estate planning and wealth transfer. It is very often taken as an addon certification by accountants, wealth managers and financial planners. According to The American College which offers this certification, course work has five required and three electives. The
All the people who are facing hard financial times should consider a debt management plan that is a good option available. Due to recession, people are facing debts that could result in losing their financial independence. At such times, a debt management plan would be the viable option present that would help in managing all
In today`s time, when you start your search for a home loan, you will immediately get multiple offers from various banks claiming to provide you the best offer. What are the criteria for selecting whom to go with?
Whatever may be the reason for your delayed payments towards your mortgage loan, losing your home ownership rights can only be avoided by a home loan modification. Taking out a mortgage loan is a big responsibility on your shoulders. Not being able to handle your mortgage payments properly may land you up in serious financial