Topic: Personal Finance

The Do’s and Don’ts of Personal Loans

In today’s fast-paced lifestyle, everyone is faced with situations where they need immediate cash for an emergency or unexpected expenditure. Apart from friends and credit cards, personal loans are a good way to meet such money requirements. The best thing is that the...

What are your options for retiring early?

Are you looking forward to the day where you can stop working full-time? I know I am! Even if you really love your job (like I do, I hasten to add!), there is little that can beat the prospect of taking a step back from the world of full-time work. Retiring...

Buying a Home: When to say NO?

For most people it’s a dream to own a house. Any house, most people would say that we call our own. No more bickering with the landlord, put nails where you want on the wall, your own private oasis of peace, and a place you can give your children. You start looking...

Setting Financial Goals: Back to the Future

Everybody needs financial goals. Right?  Right. What are yours? It could be to have a nice nest egg by the time you retire, provide for your child’s education, care for your parents in their old age, travel the world. But wait, these seem more like goals. They are and...

Five Businesses You Can Start For Under 5K

Small businesses have always been the backbone of America. Even though there are many perks for working for self, many people are reluctant to start a business because of lack of funds. This of course is true if you are looking at starting a restaurant, or setting up...

Budgeting Tips for Freelancers

Managing money can be difficult for anyone, particularly freelancers. There are a number of money mistakes that freelancers make and most of these can be avoided. If you work as a freelance designer, writer or any other type of contractor, there are things that you...

Save Money for Care Home Fees in 4 Easy Steps

When looking for ways to save money to pay for care home fees, it is important to know what options are available that could help you to pay for care. The cost of a care home room has risen by 5.6%– more than twice the rate of inflation – and the total price has now...
How to Improve Your Personal Finance if Injured

How to Improve Your Personal Finance if Injured

For whatever reason, if your finances are strained, you’ll want to do all you can to make sure that you’re not struggling to pay for all the basics in life such as food and electricity. If you become injured in an accident, and the road to recovery is a long and...

Why Payday Loans are a Bad Option?

Most of us know that payday loans are not the best source of loan for anyone who needs to borrow money for a short period of time. The interest rates charged on these loans are ridiculously high on an APR basis, and are best avoided unless you really need that money...

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