The most comprehensive educational resources for finance

Ways To Send Money Overseas

If you are running a business, there is going to come a time when you want to make an overseas purchase. This may be a relatively small purchase, or you may want to send many thousands of dollars in order to pay for a major project. There are a number of different ways that you

How To Find The Perfect Mortgage

Buying your own home is one of the biggest decisions you can ever make in your lifetime. It entails a large investment and if you do not have enough cash to pay in full, you need to apply for a mortgage. Paying for mortgage is an additional expense, which may use up most of your

Should you add gold to your retirement investment strategy?

Planning for retirement in the midst of economic uncertainty is a problem that is now becoming a reality for many Americans. Lately, financial professionals have been stressing the fact that far too many workers are inadequately prepared for their retirement years. In fact, according to the Center for Retirement Research at Boston College, more than 50

Home Reversion – The Popular Equity Release Scheme

When it comes to releasing equity from property a home reversion scheme tends to be the popular choice for many home owners. How it works is that the owner of a property sells a share of the house to a lender but continues to have the right to remain living in the property for the

How Email Marketing Works For Finance Businesses

Email marketing is becoming an increasingly common strategy for those in the financial professions. Sourcing clients in finance isn’t like being a convenience store or a fast food restaurant – in fact, it takes a much softer marketing approach to get a foot in the door. You need to build up your perceived expertise, competence

Top 3 Things You Need to Know About Behavioral Economics

If you are unfamiliar with the term, behavioral economics is the study of how emotions figure into buying decisions. It is unlike economics, which assumes humans only use rationality to decide what to spend money on. Instead, behavioral economics embraces the emotional side of buying decisions. Here’s what you really need to know about it.

Personal Finance Startups in India – All closing down?

I am from India and believe in India’s growth story. The startup community is thriving and many new companies are started everyday. Personal finance is one area where we have seen a handful of startups trying their luck. Unfortunately many of them have failed and closed shop. I remember going to a startup conference about

Explained: The difference between bankruptcy and an IVA

Bankruptcy and an IVA are both debt solution options for people who are in severe financial difficulty. On paper, the processes appear to have a number of similarities, but take a closer look, and they present two very different potential paths when dealing with debt. Most people are probably more familiar with bankruptcy, often viewed

5 Ways to Budget But Still Enjoy Some of the Finer Things

The finer things in life often come with the higher price tags, which is why people on a budget feel that they must deny themselves luxury. The truth is that being on a budget should not dictate what kind of lifestyle that you will live. When you know the secrets to enjoying luxury while on